Terms of Use

Acceptance of Terms of Use

Your access to and use of the services (“Services”) available on this web site (“Site”) is governed by these Terms of Use (“Terms of Use”) and all applicable laws and regulations.

Please read the Terms of Use carefully, as the Terms of Use constitute a binding legal agreement between you and Woodlands Financial Services, Inc. (“Woodlands”) and by accessing this Site, and the related Services, you agree to be bound by the Terms of Use.

License to Use and Unacceptable Use

Provided you abide by the Terms of Use, you have a limited license to access and use the Site. Actions or behaviors violating the Terms of Use include, but are not limited to, use of the Site for any illegal or unauthorized purpose and may result in termination of your access to the Site. Woodlands reserves the right to terminate access to the Site at any time, and in its sole discretion.

Collection of Information

Woodlands may collect information using cookies and similar technologies.  In using this Site, you agree that Woodlands may collect and use technical data and related information, including but not limited to, technical information about your IP address, location, device, date and time of website access, browser type, system, and website software to provide and enhance services to you (if any) related to the Site. You grant to Woodlands permission to use the information collected to improve its services or technologies.

Privacy

Please click on the link on the bottom of our home page to access Woodlands’ Privacy Statement.

Revisions

Woodlands reserves the right to revise the Terms of Use at any time without notice. The revised version will be effective at the time of its posting, unless otherwise noted, but the most current version of the Terms of Use will be those available to you by clicking on the bottom of the Site.  If you find the Terms of Use unacceptable at any time, you may discontinue your use of the Site and Services.  By continuing to use Services after the date of any change to these Terms of Use, including accessing the Site, you agree to be bound by the rules contained in the most recent version of the Terms of Use.

Woodlands also reserves the right to at any time modify or terminate the Services and the Site, or to terminate your access and use of the Services and Site.

 

DISCLAIMER

THE INFORMATION AND THE SERVICES ON THIS WEBSITE ARE OFFERED ON AN “AS IS”, “WHERE IS” AND “WHERE AVAILABLE” BASIS, WITHOUT WARRANTY OF ANY KIND – BE IT EXPRESS, IMPLIED OR STATUTORY – INCLUDING, BUT IN NO MANNER LIMITED TO, WARRANTIES OF ACCURACY, ADEQUACY OR COMPLETENESS OF THE INFORMATION, WARRANTY OF TITLE, NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS.  THIS DISCLAIMER DOES NOT AFFECT THOSE WARRANTIES WHICH ARE INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS AGREEMENT. WOODLANDS AND THIRD-PARTY DATA PROVIDERS EXPRESSLY DISCLAIM LIABILITY FOR ERRORS OR OMISSIONS IN THE INFORMATION OR SERVICES ON THIS WEBSITE.

LIMITATION OF LIABILITY

IN USING THE SERVICES OR THE INFORMATION, YOU ACKNOWLEDGE THAT NEITHER WOODLANDS, ITS AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD-PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE SERVICES OR THE SITE WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICES, OR THE SITE OR AS TO THE TIMELINESS, SEQUENCE, ACCURACY, RELIABILITY, COMPLETENESS OR CONTENT OF ANY INFORMATION,  OR SERVICE PROVIDED THROUGH THE SITE. WOODLANDS IS UNDER NO OBLIGATION TO UPDATE ANY CONTENT ON THE SITE.

EXCEPT AS SPECIFICALLY PROVIDED IN THIS AGREEMENT OR WHERE THE LAW REQUIRES A DIFFERENT STANDARD, YOU AGREE THAT WOODLANDS IS NOT RESPONSIBLE FOR ANY LOSS, PROPERTY DAMAGE OR BODILY INJURY, WHETHER CAUSED BY ACCESS TO OR USE OF THE INFORMATION, THE SERVICES OR THE SITE.  TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW, WOODLANDS WILL NOT BE RESPONSIBLE TO YOU OR TO ANY THIRD PARTY CLAIMING THROUGH YOU FOR ANY DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, ECONOMIC OR OTHER DAMAGES ARISING IN ANY WAY OUT OF THE INSTALLATION OR USE OF THE SERVICES, THE INFORMATION OR THE SITE, ANY ONLINE SERVICES OR INTERNET BROWSER SOFTWARE, INCLUDING LIABILITY ASSOCIATED WITH ANY COMPUTER VIRUSES WHICH MAY INFECT YOUR EQUIPMENT, COMPUTER SYSTEM, FAILURE OF MECHANICAL OR ELECTRONIC EQUIPMENT OR COMMUNICATION LINES, INTERNET ACCESS, INTERCONNECTION OR TELEPHONE PROBLEMS.  WOODLANDS CANNOT AND DOES NOT GUARANTEE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO ITS SITE, AND IS NOT RESPONSIBLE FOR UNAUTHORIZED ACCESS, THEFT, OPERATOR ERRORS, STRIKES OR OTHER LABOR PROBLEMS OR ANY FORCE MAJEURE THAT MAY OCCUR AS A RESULT OF SITE USAGE.

Indemnification

You agree to defend, indemnify and hold harmless Woodlands and it affiliates and their respective directors, officers, employees and agents from and against any liability, loss, claim and expense, including attorney fees and costs, related to or arising out of your violation of these Terms of Use or your use of the Site or misuse of the information, the Services or this Site and content, any claim that your use of the Site and the content violates any law, any claim arising out of, or in connection with your negligent acts or omissions or misuse of the Services or this Site, including such violation or misuses conducted by anyone acting on your behalf, if applicable. This obligation shall survive the termination or expiration of these Terms of Use. You shall cooperate fully as reasonably required in the defense of any claim. Woodlands reserves the right, at its own expense, to assume defense and control of any matter subject to indemnification by you.

Trademarks and Copyrights

The term “Woodlands”, and any trademarks, logos, and/or service marks displayed on this Site are the trademarks of Woodlands, or third-party owners. You are prohibited from making any alteration, modification or change to these trademarks, and you are likewise prohibited from using the trademarks for any purpose without written permission.  Except as otherwise stated, all right, title and interest in this Site and any content herein is the exclusive property of Woodlands.

The information contained in this Site, including but not limited to text graphics, and images (with the exception of certain images licensed from third parties) and their arrangement, are copyrighted © by Woodlands, and all rights are reserved.

Governing Law and Enforceability

These Terms of Use shall be governed by and construed with the laws of the State of Texas, without regard to conflicts of laws provisions. Sole and exclusive jurisdiction for any action or proceeding arising out of or related to these Terms of Use shall be in an appropriate court located in the County of Montgomery, State of Texas, and the parties unconditionally waive their respective rights to a jury trial. Any cause of action you may have with respect to your use of this Site must be commenced within one (1) year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any of these Terms of Use, or a portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to affect the intent of the Terms of Use, and the remainder of the Terms of Use shall continue in full force and effect. These Terms of Use, in conjunction with the Site Privacy Statement, constitute the entire agreement between you and Woodlands with respect to the Site and it supersedes all prior or contemporaneous communications, agreements and understanding between Woodlands and you with respect to the subject matter hereof.

Payment Services

The payment services (“Payment Services”) being offered on this Site are being established for the use and convenience of the customers (“Customer”) of Woodlands in meeting their payment obligations.  The Payment Services are governed by the Site’s Terms of Use. Use of the Payment Services by any person who is not a Customer of Woodlands or acting for or on behalf of a Customer is strictly prohibited.

Third-Party Websites

The Site contains links to websites controlled or offered by third parties. Woodlands disclaims liability for any information, materials, products, or services posted or offered at any of the websites linked to the Site.  In creating a link to a third-party website, Woodlands does not endorse or recommend any products or services offered or advertised on those websites. The privacy policy of such third party may differ from that of Woodlands and the third-party website may provide less security than the Site.

Customer Payments

You as a Customer are responsible for the full amount of the balance due on your account.  To ensure your account is properly credited, refer to your contract and welcome package in completing the information on the payment form – account number, name, and payment amount due – or contact us for further assistance.

Under the Payment Services, you can make your payment by authorizing a withdrawal from your bank checking or savings account or by using your bank debit card or a credit card.

Payments will be applied and credited effective the date the payment is actually made and will be posted to your account on the next business day.

Past Due Payments and Late Fees

If the payment you are making is past due, you are urged to CONTACT Woodlands on the next business day to confirm the receipt of your payment and stop any collection or recovery efforts that may already be underway.

Call 281-367-2040 or visit us at

Spurwood Building
10655 Six Pines Drive, Suite 140
The Woodlands, TX 77380

If your payment is late or past due at the time it is made, you may be obligated to pay late fees as set forth in the contract purchase agreement for your vehicle.  Payments are applied first to late fees and penalties, and then to your regular payment due.  If you have questions on the amount due or how your payment will be applied, call or contact us at the address shown above.

Credit Reporting Disclosure

We may report information about your account to credit bureaus.  Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

Woodlands is licensed and examined under the laws of the State of Texas and by state law is subject to regulatory oversight by the Office of Consumer Credit Commission.  Any consumer wishing to file a complaint against this company should contact the Office of Consumer Credit Commission through one of the means indicated below:

Este prestamista tiene licencia de la Oficina del Comisionado de Crédito al Consumidor del Estado de Texas y es examinado por las misma.  Llame a la Linea De Urgencías de Crédito al Consumidor (Consumer Credit Hotline) o escriba a la Oficina del Comisionado de Crédito al Consumidor (Office of Consumer Credit Commissioner) para información  tocante el crédito o para ayuda con problemas de crédito: